We all have grown up in different families and have different values, and invariably we have all been exposed to different ways of dealing with money. We all need money. We cannot do without it, but more money is not always the answer. Better use of it, however is! In our walk of life we cannot always avoid the thorns and stones, but walking barefoot causes more pain. To enjoy the journey we can choose to wear shoes and step over these hidrances with ease. DebtSAVVY is like putting on your financial shoes to overcome financial hidrances like overspending, impulsive buying, waste, comparison, stinginess, greed, mismanagement and eventually being in debt.

A Qualified Learner will be able to:

• Understand personal finances.
• Plan and prepare a personal budget.
• Operate a personal bank account.